THE GROUP AND THE BANK
			2019	2019	2019	2019
	Internal rating grade		Stage 1	Stage 2	Stage 3	Total
			MUR'000	MUR'000	MUR'000	MUR'000
	Performing:
	Credit rating AAA		63,306	-	-	63,306
	Credit rating AA+ to AA-		947,278	-	-	947,278
	Credit rating A+ to A-		13,099,640	-	-	13,099,640
	Credit rating BBB+ to BBB-		4,647,832	-	-	4,647,832
	Credit rating BB+ to BB-		1,665,110	-	-	1,665,110
	Credit rating B+ to B-		279,795	-	-	279,795
	Credit rating CCC+ to C		-	1,117,417	-	1,117,417
	Non performing:
	Credit rating D		-	-	2,242,335	2,242,335
	Total gross carrying amount		20,702,961	1,117,417	2,242,335	24,062,713
	Loss allowance		(120,351)	(226,360)	(1,565,806)	(1,912,517)
	Carrying amount at 30 June 2019		20,582,610	891,057	676,529	22,150,196