| THE GROUP | 30 June 2020 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| On demand | Less than 3 months | 3 to 6 months | 6 to 12 months | Sub total less than 12 months | 1 to 5 years | Over 5 years | Sub total over 12 months | Total | |||
| Assets | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | ||
| Cash and cash equivalents | 29,665,433 | 39,371,542 | 69,036,975 | - | 69,036,975 | ||||||
| Due from banks | - | 3,023,747 | 4,587,624 | 3,521,367 | 11,132,738 | - | - | - | 11,132,738 | ||
| Derivative financial instruments | 95,556 | 30,404 | 1,553 | 127,513 | 96,868 | 97,580 | 194,448 | 321,961 | |||
| Loans and advances to banks | - | 325,684 | 1,198,553 | 999,960 | 2,524,197 | 2,721,730 | - | 2,721,730 | 5,245,927 | ||
| Loans and advances to customers | 132,554 | 7,458,705 | 696,077 | 1,129,580 | 9,416,916 | 7,780,347 | 5,846,659 | 13,627,006 | 23,043,922 | ||
| Investment securities | 2 | 19,635,361 | 9,787,744 | 5,436,338 | 34,859,445 | 11,468,382 | 2,368,738 | 13,837,120 | 48,696,565 | ||
|
Other assets (excluding prepayments,
accrued income, inventory and taxes)
|
2,210,873 | 920 | 80 | 5,047 | 2,216,920 | - | - | - | 2,216,920 | ||
| Total | 32,008,862 | 69,911,515 | 16,300,482 | 11,093,845 | 129,314,704 | 22,067,327 | 8,312,977 | 30,380,304 | 159,695,008 | ||
| Liabilities | |||||||||||
| Due to banks | 6,875 | - | - | 6,377 | 13,252 | - | - | - | 13,252 | ||
| Derivative financial instruments | - | 8,911 | 205 | 349 | 9,465 | 97,703 | - | 97,703 | 107,168 | ||
| Deposits from banks: | |||||||||||
| -Current account | 15,754 | - | - | - | 15,754 | - | - | - | 15,754 | ||
| -Savings account | 80,611 | - | - | - | 80,611 | - | - | - | 80,611 | ||
| 96,365 | - | - | - | 96,365 | - | - | - | 96,365 | |||
| Deposits from customers: | |||||||||||
| -Current account | 107,482,370 | - | (1,083) | - | 107,481,287 | - | - | - | 107,481,287 | ||
| -Savings account | 5,959,053 | - | - | - | 5,959,053 | - | - | - | 5,959,053 | ||
| -Term deposits | - | 17,389,662 | 5,608,385 | 6,898,489 | 29,896,536 | 7,355,286 | 133,944 | 7,489,230 | 37,385,766 | ||
| 113,441,423 | 17,389,662 | 5,607,302 | 6,898,489 | 143,336,876 | 7,355,286 | 133,944 | 7,489,230 | 150,826,106 | |||
| Debts issued | - | - | 1,083 | - | 1,083 | - | - | - | 1,083 | ||
| Lease liabilities | - | 8,203 | 8,342 | 17,525 | 34,070 | 48,501 | - | 48,501 | 82,571 | ||
| Other liabilities | - | - | - | 484,907 | 484,907 | - | - | - | 484,907 | ||
| Financial liabilities measured at fair value through profit or loss | 2 | - | - | 4,396 | 4,398 | - | - | - | 4,398 | ||
| Total | 113,544,665 | 17,406,776 | 5,616,932 | 7,412,043 | 143,980,416 | 7,501,490 | 133,944 | 7,635,434 | 151,615,850 | ||
| Net liquidity gap | (81,535,803) | 52,504,739 | 10,683,550 | 3,681,802 | (14,665,712) | 14,565,837 | 8,179,033 | 22,744,870 | 8,079,158 | ||