	THE GROUP (CONTINUED)
	2018		EFFECT OF OFFSETTING ON STATEMENT OF FINANCIAL POSITION			RELATED AMOUNTS NOT OFFSET

			Gross amounts	Amount offset	Net amount reported	Cash collateral	Net amount
	ASSETS		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000

	Cash and cash equivalents		50,105,076	-	50,105,076	-	50,105,076
	Due from banks		5,164,742	-	5,164,742	-	5,164,742
	Derivative financial instruments		-	897,052	897,052	-	897,052
	Financial assets mandatorily measured at fair value through profit or loss		3,855,950	-	3,855,950	-	3,855,950
	Loans and advances to banks		5,769,229	-	5,769,229	-	5,769,229
	Loans and advances to customers		22,297,254	-	22,297,254	(558,564)	21,738,690
	Debt instruments measured at fair value through other comprehensive income		4,074,500	-	4,074,500	-	4,074,500
	Debt instruments measured at amortised cost		27,360,177	-	27,360,177	-	27,360,177
	Other assets		1,587,987	-	1,587,987	-	1,587,987
			120,214,915	897,052	121,111,967	(558,564)	120,553,403
	LIABILITIES

	Due to banks		932,755	-	932,755	-	932,755
	Deposits from banks		33,341		33,341		33,341
	Deposits from customers		111,102,759	-	111,102,759	(558,564)	110,544,195
	Derivative financial instruments		(144,108)	897,052	752,944	-	752,944
	Debts issued		855,302	-	855,302	-	855,302
	Other liabilities		434,769	-	434,769	-	434,769
	Financial liabilities measured at fair value through profit or loss		897,654	-	897,654	-	897,654
			114,112,472	897,052	115,009,524	(558,564)	114,450,960


	THE BANK		Effect	of offsetting	on	Related	amounts
			statement of	financial	position	not	offset
	2020		Gross amounts	Amount offset	Net amount reported	Cash collateral	Net amount
			MUR'000	MUR'000	MUR'000	MUR'000	MUR'000

	ASSETS		69,032,249	-	69,032,249	-	69,032,249
			11,132,738	-	11,132,738	-	11,132,738
	Cash and cash equivalents		321,961		321,961	(80,611)	241,350
	Due from banks		5,245,927	-	5,245,927	-	5,245,927
	Derivative financial instruments		23,043,922	-	23,043,922	(1,119,385)	21,924,537
	Loans and advances to banks		48,664,900	-	48,664,900	-	48,664,900
	Loans and advances to customers		2,211,795	-	2,211,795	-	2,211,795
	Investment Securities		159,653,492	-	159,653,492	(1,199,996)	158,453,496
	Other assets

	LIABILITIES

	Due to banks		13,252	-	13,252	-	13,252
	Deposits from banks		96,365	-	96,365	(80,611)	15,754
	Deposits from customers		150,850,619	-	150,850,619	(1,119,385)	149,731,234
	Derivative financial instruments		107,168	-	107,168	-	107,168
	Lease liabilities		82,571	-	82,571	-	82,571
	Other liabilities		474,168	-	474,168	-	474,168
			151,624,143	-	151,624,143	(1,199,996)	150,424,147