	2019		EFFECT OF OFFSETTING ON STATEMENT OF FINANCIAL POSITION			RELATED AMOUNTS NOT OFFSET

			Gross amounts	Amount offset	Net amount reported	Cash collateral	Net amount
			MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
	ASSETS

	Cash and cash equivalents		50,698,992	-	50,698,992	-	50,698,992
	Due from banks		12,967,930	-	12,967,930	-	12,967,930
	Derivative financial instruments		-	92,413	92,413	-	92,413
	Loans and advances to banks		6,019,048	-	6,019,048	-	6,019,048
	Loans and advances to customers		22,150,196	-	22,150,196	(790,271)	21,359,925
	Investment Securities		45,308,171	-	45,308,171	-	45,308,171
	Other assets		1,991,181	-	1,991,181	-	1,991,181
			139,135,518	92,413	139,227,931	(790,271)	138,437,660

	LIABILITIES

	Due to banks		30,434	-	30,434	-	30,434
	Deposits from banks		14,106	-	14,106	-	14,106
	Deposits from customers		131,194,259	-	131,194,259	(790,271)	130,403,988
	Derivative financial instruments		(42,418)	92,413	49,995	-	49,995
	Debts issued		184,205	-	184,205	-	184,205
	Other liabilities		378,678	-	378,678		378,678
			131,759,264	92,413	131,851,677	(790,271)	131,061,406

	THE BANK

	2018		Effect	of offsetting	on	Related	amounts
			statement of	financial	position	not	offset
			Gross amounts	Amount offset	Net amount reported	Cash collateral	Net amount
	ASSETS		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000

	Cash and cash equivalents		49,974,647	-	49,974,647	-	49,974,647
	Due from banks		5,164,742	-	5,164,742	-	5,164,742
	Derivative financial instruments		-	208,490	208,490	-	208,490
	Financial assets mandatorily measured at fair value through profit or loss		2,958,296	-	2,958,296	-	2,958,296
	Loans and advances to banks		5,769,229		5,769,229		5,769,229
	Loans and advances to customers		22,297,254	-	22,297,254	(558,564)	21,738,690
	Debt instruments measured at fair value through other comprehensive income		4,055,941	-	4,055,941	-	4,055,941
	Debt instruments measured at amortised cost		27,360,177	-	27,360,177	-	27,360,177
	Other assets		1,744,081	-	1,744,081	-	1,744,081
			119,324,367	208,490	119,532,857	(558,564)	118,974,293


	LIABILITIES

	Due to banks		932,755	-	932,755	-	932,755
	Deposits from banks		33,341	-	33,341	-	33,341
	Deposits from customers		111,352,126	-	111,352,126	(558,564)	110,793,562
	Derivative financial instruments		(144,108)	208,490	64,382	-	64,382
	Debts issued		600,208	-	600,208	-	600,208
	Other liabilities		373,263	-	373,263		373,263
			113,147,585	208,490	113,356,075	(558,564)	112,797,511