	A	B	C	D	E	F	G	H	I	J	K	L
1					2020			2019			2,018
2				Segment A	Segment B	Total	Segment A	Segment B	Total	Segment A	Segment B	Total
3			Notes	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
4		ASSETS
5
6		Cash and cash equivalent	VI	12,393,035	56,639,214	69,032,249	6,469,041	44,229,951	50,698,992	4,659,473	45,315,174	49,974,647
7		Due from banks	VII	9,346,939	1,785,799	11,132,738	10,469,896	2,498,034	12,967,930	5,164,742	-	5,164,742
8		Derivative financial instruments	VIII	221,553	100,408	321,961	81,507	10,906	92,413	94,498	113,992	208,490
9		Loans and advances to banks	X(b)	1,000,889	4,245,038	5,245,927	-	6,019,048	6,019,048	-	5,769,229	5,769,229
10		Loans and advances to customers	X(a)	11,770,371	11,273,551	23,043,922	11,480,579	10,669,617	22,150,196	10,632,700	11,664,554	22,297,254
11		Investment securities	IX	18,666,736	29,998,164	48,664,900	18,981,315	26,326,856	45,308,171	12,704,454	21,669,960	34,374,414
12		Investment in subsidiary	XI	-	-	-	-	-	-	189,563	-	189,563
13		Asset held for distribution	XI	38,277	-	38,277	-	-	-	-	-	-
14		Property and equipment		77,668	93,309	170,977	69,186	116,489	185,675	55,057	134,797	189,854
15		Right of use assets		36,348	43,669	80,017	-	-	-	-	-	-
16		Intangible assets		122,611	147,303	269,914	90,695	152,703	243,398	72,380	177,205	249,585
17		Deferred tax assets		33,777	90,611	124,388	32,142	68,811	100,953	129,100	12,362	141,462
18		Other assets	XII	2,320,065	27,494	2,347,559	2,088,780	17,942	2,106,722	1,817,828	23,345	1,841,173
19		TOTAL ASSETS		56,028,269	104,444,560	160,472,829	49,763,141	90,110,357	139,873,498	35,519,795	84,880,618	120,400,413
20
21		LIABILITIES AND EQUITY
22
23		Due to banks	XIII	6,376	6,876	13,252	29,787	647	30,434	932,642	113	932,755
24		Deposits from banks	XIV(a)	80,627	15,738	96,365	-	14,106	14,106	4	33,337	33,341
25		Deposits from customers	XIV(b)	37,674,940	113,175,679	150,850,619	31,030,246	100,164,013	131,194,259	25,889,833	85,462,293	111,352,126
26		Derivative financial instruments	VIII	53,634	53,534	107,168	9,823	40,172	49,995	21,575	42,807	64,382
27		Debts issued	XV	-	-	-	184,205	-	184,205	600,208	-	600,208
28		Retirement Benefits Obligation		45,358	54,493	99,851	24,091	40,561	64,652	12,057	29,631	41,688
29		Current tax liabilities		7,546	6,072	13,618	82,311	29,805	112,116	17,580	13,701	31,281
30		Lease liabilities		37,509	45,062	82,571	-	-	-	-	-	-
31		Other liabilities	XVI	406,731	161,330	568,061	293,360	213,967	507,327	310,155	135,225	445,380
32		TOTAL LIABILITIES		38,312,721	113,518,784	151,831,505	31,653,823	100,503,271	132,157,094	27,784,054	85,717,107	113,501,161
33
34
35		EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT
36
37		Ordinary Shares				3,641,049			3,641,049			3,641,049
38		Class A shares				1,385,768			1,385,768			1,385,768
39		Retained earnings				2,297,788			1,836,242			1,277,521
40		Other reserves				1,316,719			853,345			594,914
41		TOTAL EQUITY				8,641,324			7,716,404			6,899,252
42		TOTAL LIABILITIES AND EQUITY				160,472,829			139,873,498			120,400,413